Message from the President & CEO

Message from the President & CEO

"Unconstrained by existing paradigms," we will pursue further growth.

President & CEO Nobuyoshi Fujisawa

I would like to thank you for your continued support.

When I became the largest shareholder in the fiscal year ended March 2008, J Trust had 81 employees on a consolidated basis, 12.1 billion yen in total assets and 3.2 billion yen in operating revenue. As a result of aggressive growth strategies, we have developed into a group with 3,324 employees on a consolidated basis, 668.3 billion yen in total assets and 74.9 billion in operating revenue in the fiscal year ended March 2019.

In Japan, we are advancing credit guarantees as well as servicer business and have initiated guarantees for new financial products such as crowdfunded products at Nihon Hoshou. In South Korea, we have realized stable profits amid increasing financial regulations. As for Financial Business in Southeast Asia, where we are experiencing setbacks, we have taken the experience gained from revitalizing savings banks in South Korea to Indonesia where we are working to revitalize J Trust Bank Indonesia. At the same time, we are expanding our financial business foundation in Southeast Asia and are working on acquiring Cambodian commercial bank ANZ Royal.

Unconstrained by existing paradigms, the J Trust Group aims to grow further. We kindly ask for your continued support.

July 2019