中期経営計画に基づく3つの戦略がJトラストグループ成長のカギです。

Point1
Overseas Financial Business Profit Expansion led by banking business
Financial

We aim to increase balance through provision of loan by savings banks with low interest rate deposit as the resource and provision of loan by a capital company, capitalizing on its high social credibility. Moreover, TA Asset Management which used to conduct consumer finance business is going to specialize in receivable collection as a servicer. We aim to increase profit by organic coordination of each business.

Business Structure in South Korea
Business Structure in South Korea picture
Asset Balance of Savings Banks and 
Capital Company
Asset Balance of Savings Banks and 
Capital Company picture
Financial Business (South Korea):
Operating Revenue and Operating Income Forecast
Financial Business (South Korea):
Operating Revenue and Operating Income Forecast graph
Financial Business (Southeast Asia)

With the 4th largest population and high GDP growth rate, Indonesia is expected to achieve relatively rapid economic expansion in Southeast Asia. We will reinforce retail finance and wholesale financing for multi-finance companies in Southeast Asia and increase assets by capitalizing on the possession of all shares of JTrust Bank Indonesia and various kinds of financial know-how.

Business Structure in Southeast Asia
Business Structure in Southeast Asia graph
Asset balance of JTrust Bank Indonesia
Asset balance of JTrust Bank Indonesia graph
Financial Business (Southeast Asia): 
Operating Revenue and Operating Income Forecast
Financial Business (Southeast Asia): 
Operating Revenue and Operating Income Forecast graph
Point2
Domestic Financial Business: Focus on 
credit guarantee and receivable collection
Credit Guarantee Business

In domestic financial business, we used to provide loans for consumers and businesses. As the market shrinks, we transformed our business structure to specialize in credit guarantee business, capitalizing on our know-how. We aim to further increase profit, taking advantage of our strength in providing one stop services including unique services such as attraction of customers, management of receivable and dispatch of human resources.

Domestic Financial Business Structure
Domestic Financial Business Structure picture
Servicer Business

Partir Servicer is specialized in purchase of real estate secured loan receivable and unsecured loan receivable and management and collection of receivable as an agency. Partir generates profits by capitalizing on its specialty. We aim to increase profits through proactive implementation of purchase of receivable.

Credit Card Business

J Trust Group conducted organizational restructuring of credit card business in January 2015. J TRUST Card offers high quality and valuable services through provision of useful services including shopping, shopping credit, cash advances and loan.

Credit Guarantee Balance
Credit Guarantee Balance graph
Domestic Financial Business:Operating Revenue and Operating Income Forecast
Domestic Financial Business:Operating Revenue and Operating Income Forecast graph
Point3
Domestic Non-Financial Business:
Reinforce synergy from multiple businesses
Amusement Business & Real Estate Business

ADORES is a comprehensive amusement facility developer, operating 52 game arcades in Japan, mainly near railway stations in metropolitan areas.
Its subsidiary, Keynote conducts real estate business and has the capability to collect information related to both residential and commercial real estate. Additionally, it will further expand its business by capitalizing on real estate related information possessed by J Trust, a financial business operator.

Business Structure of Domestic Non-Financial Business
Business Structure of Domestic Non-Financial Business picture
Domestic Non-Financial Business:Sales and Operating Income Forecast
Domestic Non-Financial Business:Sales and Operating Income Forecast graph